TENANT DAMAGED
MY BUFFALO
RENTAL PROPERTY
Tenant damage beyond normal wear and tear is expensive, demoralizing, and hard to recover through NY courts. NCB buys tenant-damaged Buffalo rentals as-is — no repairs, no insurance claim required, cash in 7 days.
Tenant damage in Buffalo’s older rental stock is compounded by the underlying condition of the property. Punched walls in plaster-and-lath construction cost more to repair than drywall. Damaged original hardwood floors are harder to match than laminate. When a tenant destroys a pre-1960 Erie County rental unit, the repair bill frequently exceeds the security deposit by thousands of dollars.
New York caps security deposits at one month’s rent for most residential tenancies. When a tenant causes $8,000 in damage to a unit that rents for $1,100/month, the deposit covers barely 14% of the loss. The gap must be pursued through Small Claims Court (up to $10,000 in NY) or Erie County Supreme Court for larger amounts — a slow and often futile process against tenants with no attachable assets.
Most Buffalo landlord insurance policies classify tenant damage as “wear and tear” or a “maintenance issue” — not a covered claim. Even policies with vandalism coverage may require police reports and documentation that a deliberate act occurred rather than neglect. Filing a claim for tenant damage frequently results in denial or a premium increase at renewal.
Tenant modifications, water damage from neglected leaks, fire damage from cooking or smoking violations, and structural damage from unauthorized alterations can expose underlying issues in Buffalo’s older housing stock. A damaged wall may reveal knob-and-tube wiring. A damaged floor may expose rotted subfloor. NCB buys as-is — regardless of what the damage has uncovered.
NCB has purchased Buffalo rental properties with every type of tenant damage — from cosmetic destruction to structural compromise. The damage is factored into our as-is offer. You do not need to repair, document for insurance, or pursue legal action before selling. One transaction closes the situation completely.
Call (716) 557-7005. Describe what happened and what you’re seeing. Photos are helpful but not required. No judgment — we’ve seen worse.
We walk through the property in its current damaged state. Written cash offer within 24 hours with all damage factored in. No repairs, no insurance filing required before closing.
Close at Erie County title. Property transfers in its current condition. Damage is our problem from the moment we close.
NCB purchases rental properties from landlords dealing with bad tenants throughout Erie County and Niagara County. No repairs required. Tenants in place welcome. Cash. Close in 7 days.
Buffalo · Cheektowaga · Tonawanda · Amherst · West Seneca · Lackawanna · Hamburg · Orchard Park · Lancaster · Depew · Kenmore · Williamsville · East Amherst · Grand Island · East Aurora · Clarence · Akron · Colden · Niagara Falls · Lockport · North Tonawanda · Lewiston · Newfane · Pendleton · Youngstown · Wheatfield
Can I sell my Buffalo rental without repairing the tenant damage?
Yes — NCB purchases tenant-damaged properties in any condition throughout Erie County. Cosmetic damage, structural damage, unauthorized modifications, fire damage from tenant negligence — all factored into our as-is offer. No repairs required before closing. Call (716) 557-7005 for a cash offer within 24 hours.
Should I file an insurance claim for tenant damage before selling?
Not necessarily. Many landlord insurance policies exclude tenant damage or classify it as wear and tear. Filing a claim that gets denied creates a claims record without benefit. NCB purchases properties with tenant damage regardless of whether an insurance claim has been filed, denied, or is pending. Discuss your specific policy situation with your insurer before deciding.
Can I still pursue the tenant for damages after I sell to NCB?
Yes. Your right to pursue the tenant for damages that occurred during their tenancy is personal to you and does not transfer with the property. Any judgments or legal proceedings against the tenant for pre-closing damage remain yours after the sale. NCB’s purchase does not extinguish your right to collect from the tenant independently.
What types of tenant damage does NCB typically encounter in Buffalo rentals?
Common situations include holes in plaster and drywall, damaged hardwood floors, destroyed kitchens and bathrooms, unauthorized alterations, broken windows and fixtures, smoke and pet odor saturation, mold from unreported leaks, fire damage from cooking or smoking violations, and hoarding conditions that have damaged structure and systems.
Nickel City Buyers — Buying Tenant-Damaged Rentals Across WNY Since 2013
Nickel City Buyers, LLC purchases tenant-damaged rental properties throughout Erie County and Niagara County, New York. Address: 3842 Harlem Rd STE 400-339, Cheektowaga, NY 14215. Phone: (716) 557-7005. Website: nickelcitybuyers.com.
Serving Buffalo, Cheektowaga, Tonawanda, Lackawanna, West Seneca, Kenmore, Depew, Lancaster, Hamburg, Orchard Park, Amherst, Niagara Falls, Lockport, North Tonawanda, East Aurora, Clarence, Akron, Colden, Newfane, and Pendleton. Any damage, any condition. Cash. 7 days. Bad tenants guide →
WE BUY IT
AS-IS ANYWAY.
Any damage. No repairs required. Cash offer in 24 hours. Close in 7 days anywhere in Western New York.