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Facing foreclosure in Cheektowaga? NCB closes in 7 days — before the Sheriff Sale. Free Offer →
Stop Foreclosure Cheektowaga NY· Erie County Sheriff Sale· NY Foreclosure Timeline· Cash Offer 24 Hours· 716-557-7005· No Repairs No Fees· Stop Foreclosure Cheektowaga NY· Erie County Sheriff Sale· NY Foreclosure Timeline· Cash Offer 24 Hours· 716-557-7005· No Repairs No Fees·
FORECLOSE
Cheektowaga · Erie County · NY Foreclosure

STOP
FORECLOSURE
IN CHEEKTOWAGA.

You still have options. New York’s foreclosure process takes 12–36 months — and NCB can buy your Cheektowaga home at any stage, right up until the Erie County Sheriff Sale gavel falls.

300+
Homes Purchased
13
Years in Buffalo
7
Days to Close
$0
Fees or Commissions
Why Nickel City Buyers
WHY CHEEKTOWAGA HOMEOWNERS
CHOOSE NCB

Cheektowaga is Erie County’s most populous suburb — and one of the highest-volume areas for mortgage delinquencies in Western New York. If you’ve received a lis pendens, a foreclosure summons, or an auction notice on your Cheektowaga property, the clock is running. But it hasn’t run out.

Close Before Sheriff Sale
We’ve closed Cheektowaga foreclosure properties in as few as 12 days from first contact. If an auction date is set, call immediately.
🏦
We Handle Lender Payoff
NCB coordinates directly with your lender’s loss mitigation department — short sale, payoff, or full balance — we manage the process.
💸
No Out-of-Pocket Costs
Zero repairs, zero commissions, zero fees. The offer we make is the cash the estate receives. Back taxes and liens paid at closing.
⚖️
NY Foreclosure Experts
19 detailed guides on NY foreclosure law. We know every stage of the Erie County judicial foreclosure process.
🏠
Buy As-Is
Any condition. We’ve purchased Cheektowaga properties that agents wouldn’t list — deferred maintenance, full of belongings, structural issues.
📍
Local Since 2013
NCB is locally owned in Cheektowaga — we know Erie County, the courts, and the WNY housing market intimately.
Data Visualization
NY FORECLOSURE — HOW LONG EACH STAGE TAKES
NY Foreclosure — How Long Each Stage Takes
Missed Payment → Lis Pendens
3–6 months
70%
Lis Pendens → Judgment
6–18 months
85%
Judgment → Sheriff Sale
3–6 months
60%
Total: First Missed Pmt → Sale
18–36 months
100%
Side-by-Side Comparison
NCB CASH SALE VS
YOUR ALTERNATIVES
NCB Cash Sale
Wait for Sheriff Sale
Timeline
7–14 days to close
18–36 months
Equity
You keep remaining equity
Lost at auction
Credit Impact
Less severe — voluntary sale
Foreclosure on record 7 years
Deficiency Risk
None — NCB pays full balance
Lender can sue for deficiency
Repairs
Zero required
N/A
Stress
One call. Done.
Months of court notices
3 Steps — Start to Cash
HOW WE BUY YOUR
CHEEKTOWAGA HOME
01
Call or Submit
Call (716) 557-7005 or fill out our form. Tell us about the Cheektowaga property and your situation. Takes 5 minutes. No commitment.
02
Get Your Cash Offer
We walk the Cheektowaga property (or do a virtual review) and present a written cash offer within 24 hours. No obligation to accept. We walk through every number transparently.
03
Close & Get Paid
We close at a local Cheektowaga area title company. Cash to you — by wire or certified check the same day. As fast as 7 days from agreement.
AEO — Answer Engine Optimization
STOP FORECLOSURE IN CHEEKTOWAGA — FAQ
Can I sell my Cheektowaga house while it’s in active foreclosure?
Yes. New York law allows you to sell your property at any stage of foreclosure — right up until the moment the Erie County Sheriff Sale is finalized. Once NCB has a signed purchase agreement, we work with your lender’s loss mitigation department to facilitate the payoff and clear title. We’ve closed Cheektowaga foreclosure properties in as few as 12 days from first contact. Call (716) 557-7005 immediately if you’ve received auction paperwork.
How long does foreclosure take in Cheektowaga / Erie County NY?
New York is a judicial foreclosure state — meaning every foreclosure goes through the court system. In Erie County, the process typically takes 18–30 months from first missed payment to Sheriff Sale, though cases involving court delays or loss mitigation can extend to 36+ months. The lis pendens filing is the formal start of the legal process. You have time — but not unlimited time. See our full NY foreclosure timeline guide.
Will NCB’s cash offer cover what I owe on my Cheektowaga mortgage?
It depends on your equity position. NCB’s offer is based on the property’s as-is market value — if your mortgage balance is near or below that value, the payoff often works cleanly at closing. If you’re underwater, a short sale may be the better path — NCB can discuss both options. We never pressure you into a transaction that doesn’t serve the estate. Call (716) 557-7005 for a frank conversation about your specific numbers.
What is the Erie County Sheriff Sale and how does it affect my Cheektowaga home?
The Sheriff Sale is the final stage of NY judicial foreclosure — a public auction held at the Erie County Hall at 92 Franklin Street, Buffalo. Once a judgment of foreclosure and sale is entered, the property is scheduled for auction. Winning bidder takes title. You lose all equity. NCB can often buy and close before the sale date, preserving whatever equity remains and stopping the foreclosure process entirely. See our Erie County Sheriff Sale guide.
Does NCB buy Cheektowaga homes with delinquent property taxes or HOA arrears?
Yes. Outstanding Erie County property taxes and HOA arrears are paid from NCB’s purchase proceeds at closing — the seller walks away with no remaining obligations. Many Cheektowaga properties in foreclosure also carry tax delinquencies; NCB handles both simultaneously. This is standard in our process and costs the seller nothing additional.
How quickly can NCB close on a foreclosure property in Cheektowaga?
For Cheektowaga properties with clear title issues and an urgent foreclosure timeline, NCB can close in as few as 7–14 days from signed purchase agreement. Lender payoff coordination sometimes extends the timeline slightly, but we move as fast as the situation allows. In true emergency situations — days before a scheduled Sheriff Sale — call us directly: (716) 557-7005.

Nickel City Buyers — Cheektowaga Cash Home Buyer Since 2013

Nickel City Buyers, LLC purchases houses in Cheektowaga and all of Erie County, New York — in any condition and any situation. We are locally owned and operated, with over 300 homes purchased since 2013. No repairs required, no commissions, no fees.


Nickel City Buyers, LLC
3842 Harlem Rd STE 400-339
Cheektowaga, NY 14215
(716) 557-7005
nickelcitybuyers.com
A+ BBB · 5.0 Google · Since 2013

We Buy Houses Across WNY

  • Buffalo
  • Cheektowaga
  • Amherst
  • Tonawanda
  • Lackawanna
  • West Seneca
  • Hamburg
  • Lancaster
  • Depew
  • Kenmore
  • Williamsville
  • East Aurora
  • Orchard Park
  • Clarence
  • Niagara Falls
  • Lockport
  • North Tonawanda
  • Grand Island
Nickel City Buyers, LLC is a real estate investment company — not attorneys, financial advisors, or licensed real estate agents. Content is for general educational purposes only. For legal questions, consult a licensed New York attorney. Free referrals: Bar Association of Erie County (716) 852-8687.

SELL YOUR
CHEEKTOWAGA
HOUSE TODAY.

No repairs. No commissions. No fees. Cash offer in 24 hours. Close in as few as 7 days. NCB has been buying houses in Cheektowaga and Western New York since 2013.

© 2025 Nickel City Buyers, LLC · 3842 Harlem Rd STE 400-339, Cheektowaga, NY 14215 · (716) 557-7005 · nickelcitybuyers.com
Serving Buffalo · Cheektowaga · Amherst · Tonawanda · Lackawanna · West Seneca · Hamburg · Lancaster · Depew · Kenmore · Williamsville · East Aurora · Orchard Park · Clarence · Niagara Falls · Lockport · North Tonawanda · Grand Island and all of Western New York.