Sell Your
Fire-Damaged
House. As-Is.
Insurance won’t cover everything. Contractors want $80,000. Banks won’t finance it. Nickel City Buyers buys fire-damaged houses in Buffalo and Western New York exactly as they stand — no repairs, no remediation, just cash.
Nobody Wants to
Buy Your House.
We Do.
A fire-damaged property creates an impossible situation. The traditional market can’t touch it — banks won’t finance a property with structural fire damage, insurance settlements rarely cover full remediation costs, and most buyers walk away the moment they see the damage.
We’ve bought fire-damaged properties throughout Buffalo and Western New York since 2013. We know what they’re worth, we know how to evaluate them, and we make fair cash offers on exactly what’s there — not what it used to be.
- Banks won’t finance it. Most mortgage lenders won’t approve loans on fire-damaged properties until full remediation is complete — which can cost more than the house is worth.
- Insurance settlements fall short. Actual cash value payouts rarely cover the full cost of restoration. Depreciation, deductibles, and coverage limits leave most owners short.
- Code compliance is required. Buffalo and Erie County require permits and inspections for fire damage restoration — adding months of delays and thousands in additional costs.
- We buy it anyway. Cash purchase, no financing, no inspection contingencies. We evaluate the property as-is and make a fair offer based on what’s there today.
The Fire Is Out.
Now What?
You don’t have to rebuild. You don’t have to fight the insurance company. You don’t have to find a contractor, get permits, or spend the next year managing a restoration project. You can sell it exactly as it sits — today — and walk away with cash.
That’s what we offer. A clean exit from a situation that most people spend years trying to get out of.
Get My Cash OfferEvery Type of
Fire Damage
Complete structural damage, collapsed rooflines, total interior destruction. If the structure is still standing we can evaluate it for purchase.
Smoke penetrates everything — walls, ceilings, HVAC systems, insulation. We buy properties with extensive smoke damage without remediation required.
Firefighting water causes secondary damage on top of fire damage — mold, rot, structural compromise. We buy properties with combined damage as-is.
Electrical fires often cause hidden damage inside walls and ceilings. We evaluate these situations honestly and make offers that reflect the full scope of damage.
One room, one floor, or one wing significantly damaged while the rest of the structure is intact. We buy partial fire damage situations just as readily.
Buffalo and Erie County code violations, condemned status, and open fire department orders don’t prevent a sale to us. We handle these situations regularly.
Four Steps. Done.
Call or Submit
Tell us the address and the scope of damage. The more you can describe, the faster we can move. Photos help but aren’t required.
We Walk the Property
We do a full walkthrough — exterior and interior — and assess the actual damage. We don’t guess from the street. We go inside.
Written Cash Offer
We present a written offer the same day as the walkthrough in most cases. No obligation. Review it with whoever you need to.
Close & Get Paid
We close at a title company. You receive cash. The property transfers. You’re done — no contractors, no permits, no years of work.
What We Do After We Buy
Real NCB properties — Buffalo and Western New York. View all past projects →
Fire Damage FAQ — Buffalo NY
Will you buy a house that’s been condemned after a fire?
Yes. Condemned status and open fire department orders are common in fire damage situations — they don’t prevent a cash sale. We work with the city and county to handle the necessary documentation as part of the transaction. You are not required to resolve code violations or lift the condemned status before we close.
Do I need to do any cleanup or demolition first?
Never. We buy in the exact condition the fire left it — debris, charred materials, damaged contents, everything. You take whatever you want and leave the rest. We handle all demolition, remediation, and cleanup after closing at no cost to you.
What if my insurance claim is still open?
We can work around an open insurance claim. In some cases you can still sell the property and assign or settle the claim separately. In others, we wait until the claim is settled and then close. We recommend consulting with your insurance adjuster and an attorney about the specifics of your policy — we work with whatever timeline and situation applies.
How do you determine the offer price on a fire-damaged house?
We evaluate the property based on the land value, the remaining structural integrity, the scope of damage, and the estimated cost to remediate and restore. We walk through every number transparently — you understand exactly how we arrived at our offer before you decide anything. We don’t use arbitrary lowball tactics on people who’ve already been through a trauma.
Can you close before I have to pay for emergency board-up or security?
Often yes. If the property needs to be secured and you’re trying to avoid ongoing security costs, time is a factor — and we move fast. Contact us immediately and tell us your timeline. We’ve closed fire damage properties in as little as 7 days when urgency required it.
Does it matter how the fire started?
No. Accidental fires, electrical fires, kitchen fires, arson — the cause of the fire does not affect our ability or willingness to purchase the property. What matters is the current condition of the structure and the title situation. We evaluate the property as it is today.
What if there’s structural damage — collapsed roof, damaged foundation?
We evaluate all types of structural damage. A collapsed roof or compromised foundation affects our offer price but doesn’t prevent us from making one. We’ve purchased properties with significant structural compromise throughout Western New York. We need to walk through it ourselves to make an honest assessment.
Are there fees or commissions when selling to you?
None. No agent commissions, no buyer fees, no hidden costs. The written cash offer we present is the amount you receive at closing. We walk you through every number before you sign anything. No surprises.
Nickel City Buyers — Fire Damaged Properties in Buffalo Since 2013
Nickel City Buyers, LLC purchases fire-damaged properties throughout Erie County and Niagara County, New York. Located at 3842 Harlem Rd STE 400-339, Cheektowaga, NY 14215. Phone: (716) 557-7005. Website: nickelcitybuyers.com. We buy fire-damaged houses in any condition across Buffalo, Cheektowaga, Tonawanda, Amherst, Lackawanna, West Seneca, Hamburg, Orchard Park, Lancaster, Depew, Kenmore, Williamsville, Niagara Falls, Lockport, North Tonawanda, East Aurora, Clarence, and throughout Western New York. Condemned properties, open violations, total loss — we evaluate all situations. No repairs required. No commissions. No fees. A+ BBB rating. 5.0 stars on Google. 300+ homes purchased across WNY since 2013. View all situations we help with →
Stop Managing the Damage.
Get Your Cash Offer.
One walkthrough. One offer. Cash in hand in as little as 7 days. We’ve bought fire-damaged properties across Western New York since 2013 — we know exactly what we’re looking at.