The Tax Lien
Won’t Wait.
Neither Should You.
Delinquent property taxes in Erie County follow a strict timeline. Once the process begins, your options narrow fast. Nickel City Buyers pays off back taxes at closing — you walk away with cash and a clean record.
Unpaid
& Interest
Filed
Proceedings
Lost
Every Year You Wait,
The Bill Gets Bigger
and the Options Shrink.
Delinquent property taxes in Buffalo and Erie County don’t stay still. They compound. Penalties and interest stack on top of the original balance. Once a tax lien is filed, it attaches to the property and clouds the title. Once tax foreclosure proceedings begin, the window to sell on your own terms closes fast.
Most traditional buyers won’t touch a property with a tax lien. Agents won’t list it until it’s resolved. Banks won’t finance a purchase until the title is clear. That leaves you in a box — needing to pay off taxes you can’t afford in order to sell a property to get the money to pay the taxes.
We break that cycle. Nickel City Buyers buys properties with delinquent taxes and outstanding liens directly for cash — and pays off everything at closing from the sale proceeds. You don’t need to have the money upfront.
Erie County property taxes due. Unpaid balances begin accruing penalties and interest immediately.
Unpaid city taxes are relevied to Erie County with additional penalties. Balance grows significantly.
Erie County initiates In Rem tax foreclosure. Legal proceedings begin — selling becomes more complex.
Property may be foreclosed and auctioned. At auction, equity is lost. This is the point of no return.
We’ve Seen
Every Notice
Erie County Can Send.
Tax delinquency notices, In Rem filing letters, foreclosure petitions — none of these prevent a cash sale. They affect the timeline, not the outcome. Call us with your tax balance and we’ll tell you exactly where you stand.
Get My Cash OfferWe Buy Through
Every Stage of the Process
One or two years behind, penalties accumulating. The earlier you call us, the more equity we can preserve. We pay off the full delinquent balance at closing.
A tax lien is already filed against the property. We work with the title company to satisfy the lien at closing — you don’t need to pay it off before selling.
Erie County has initiated In Rem foreclosure. We’ve purchased properties at this stage. Time is critical — call us immediately so we can move before the window closes.
Both the mortgage and property taxes are delinquent. We pay off both at closing from the sale proceeds. One transaction resolves all outstanding obligations.
Inherited a property that came with years of unpaid taxes? We work with estate executors and attorneys to purchase inherited properties with tax liens.
Several years of unpaid taxes with compounded penalties and interest. We evaluate the full tax obligation as part of our offer calculation — no surprises at closing.
The Clock Is Running.
We Close in 7 Days.
Every day that passes with delinquent taxes is another day of penalties, interest, and narrowing options. One call stops the clock. We close fast — sometimes before the next tax foreclosure deadline.
Stop the Clock — Get My OfferFast. Clean. Done.
Tell Us the Tax Situation
Call (716) 557-7005 or submit online. Give us the property address and your best estimate of the delinquent tax balance. We’ll pull the Erie County tax records ourselves — you don’t need to have exact numbers to start the conversation.
Walkthrough and Written Offer
We review the full tax obligation — delinquent taxes, penalties, interest, any additional liens — alongside the property condition. We present a written cash offer that accounts for all of it. You see every number before signing anything.
We Coordinate With the County
We work with the Erie County Department of Real Property Tax Services and the title company to establish the payoff amount, satisfy any In Rem filings, and prepare for a clean closing. You don’t make calls to the county — we do.
Taxes Paid. Cash in Hand.
At closing, the full delinquent tax balance — including penalties and interest — is paid directly from the sale proceeds. You receive your net equity in cash. The tax lien is cleared. The property is ours. You walk away with a clean record.
Before & After
Real NCB properties — Buffalo and Western New York. View all past projects →
Back Taxes FAQ — Buffalo NY
Do I need to pay off the taxes before you can buy?
Never. That is the whole point of selling to us. We pay off the delinquent tax balance — including all accumulated penalties and interest — at closing, directly from the sale proceeds. You do not need to have the money upfront. The tax payoff comes out of what the property is worth to us, not out of your pocket before closing.
How does Erie County’s In Rem process affect my ability to sell?
Once In Rem foreclosure proceedings begin in Erie County, you still have a window to sell — but it requires moving quickly and coordinating with the county to establish a payoff amount and get the In Rem filing addressed at closing. We have done this before. If In Rem proceedings have started on your property, call us immediately — time matters more than anything else at that stage.
What if I owe more in back taxes than the house is worth?
This is a situation we evaluate case by case. If the tax obligation exceeds what we can pay for the property, we’ll tell you that directly. In some cases there are options — negotiating with the county, working with a tax attorney, or accepting a short payoff. We’ll give you an honest assessment and refer you to the right people if we’re not the right solution.
Can you buy if there’s both a mortgage and back taxes?
Yes. Both the delinquent mortgage and the delinquent taxes are paid off at closing from the sale proceeds. We work with your lender to obtain a payoff amount and with Erie County to satisfy the tax lien simultaneously. You receive whatever net equity remains after both are satisfied.
How do you find out exactly how much I owe in taxes?
We pull the tax records directly from Erie County’s property tax database using the property address or parcel ID. You don’t need to know the exact number — we’ll find it. We also identify any additional liens, penalties, or special assessments that need to be factored into the payoff calculation.
Will this affect my credit?
Selling the property and satisfying the tax lien at closing generally resolves the tax delinquency — the lien is released and the public record is updated. We recommend speaking with a tax professional about any specific credit or income tax implications for your situation. We can refer you to local resources if needed.
How fast can you close if I’m facing a tax auction deadline?
As fast as 7 days from signed purchase agreement. If you have a specific tax auction or In Rem deadline, tell us upfront and we’ll work backward from that date. We have moved very quickly when deadlines required it. Cash purchase means no bank delays — the only variable is how fast title can be cleared, which we expedite aggressively when there’s a deadline.
What areas of Western New York do you buy back tax properties in?
Our primary market is Erie County — Buffalo, Cheektowaga, Tonawanda, Amherst, Lackawanna, West Seneca, Hamburg, Orchard Park, Lancaster, Depew, Kenmore, and Williamsville. We also purchase delinquent tax properties in Niagara County including Niagara Falls, Lockport, and North Tonawanda. Contact us for any WNY location.
Nickel City Buyers — Back Tax Properties Across WNY Since 2013
Nickel City Buyers, LLC purchases properties with delinquent taxes throughout Erie County and Niagara County, New York. Located at 3842 Harlem Rd STE 400-339, Cheektowaga, NY 14215. Phone: (716) 557-7005. Website: nickelcitybuyers.com. We buy houses with outstanding property tax liens, In Rem filings, and tax foreclosure proceedings across Buffalo, Cheektowaga, Tonawanda, Amherst, Lackawanna, West Seneca, Hamburg, Orchard Park, Lancaster, Depew, Kenmore, Williamsville, Niagara Falls, Lockport, North Tonawanda, East Aurora, Clarence, and throughout Western New York. Cash offers within 24 hours. Close in as little as 7 days. All back taxes paid at closing. A+ BBB rating. 5.0 stars on Google. 300+ homes purchased since 2013. View all situations we help with →
Stop the Tax Clock.
Get your cash offer today — we close in 7 days.
Every day that passes costs you more in penalties and interest — and shrinks your options. One call gets you a cash offer and a path out. No upfront tax payment required.